We are your Plan B

Founded in 2016 by a group of professional financial planners, One Wealth Legacy Advisory aims to help clients plan and execute their financial strategies, therefore fulfilling their life goals. Specializing in Financial and Estate Planning, we provide our professional knowledge to clients which gives them the best solutions for their contingencies and risks, while also assisting them in achieving their life and business goals.

About Us

Vision

To be the financial planning household brand in Malaysia as a professional, caring and reliable financial services provider

Mission

Ensure every client has a complete financial contingency plan to fulfil their life and business goals

Why Us

Here at One Wealth Legacy Advisory, we prioritize our clients’ needs and wants to ensure maximum satisfaction and assurance. With decades of experience in our expertise, we are able to provide extensive knowledge and deep industry insights to our clients. By combining decades of hands-on experience with a forward-thinking approach, we ensure that every client receives strategic guidance and practical support to achieve their goals confidently and effectively.

Gratitude – We deeply value the trust our clients place in us, the dedication of our team and guidance of leaders, recognizing that all are the foundation of our success.

Passion – We bring energy, expertise, and care to every policy we write, every will we prepare, and every client we serve—because your security matters to us.

Trustworthiness – We uphold the highest standards of integrity, ensuring that every promise we make is one we keep—today and for the future.

"With gratitude in our hearts, passion in our actions, and trustworthiness as our foundation, we strive to make a meaningful impact."

Our Founder

"Live with no Regrets"

Despite being brought up by a single mother, Toni was given many opportunities throughout her childhood, including the privilege to be trained musically since the age of four. With a passion towards music, she smoothly ventured into the music industry and earned the title of "Backing Vocal Angel" two years after graduating.

Realizing her mother's sacrifices, she ventured into the financial planning industry at the age of 26 in the hopes of supporting her mother and eventually taking over her responsibilities, ensuring that her lifelong efforts would not be in vain. In just three years' time, she was awarded the Certified Financial Planner Qualifications and became a member of the Million Dollar Round Table in the United States.

Later on, to support her husband's career taking off, she joined him in taking on roles as the behind-the-scenes leaders for singing competitions on major reality shows, driving her husband's career to its peak.

Today, Toni deeply understands that the greatest driving force comes for striving for the ones we love. For the sake of her husband's career, she was willing to sacrifice everything. For the continuation of her mother's legacy, she pushes herself to become even more professional and continuously improve. She has held on strongly to her beliefs and hopes to empower others while achieving her own success.

There are two valuable mindsets that her mother taught her that she wishes to impart on others. First of all, "Dare to dream as dreams are free. If you don't, you will be the poorest among them all!" Secondly, "As long as you don't give up, you have not failed - it's just all part of the process!"

Toni hopes to inspire young people in the same way that her mother did. The courageous decisions she has made throughout her life stem from her belief that "life should have no regrets". She encourages young people to challenge their limits as we never know how well we can swim until we dive into the water.

CEO & Founder

Certified Financial Planner

B.Sc. (Hons) Physics

RFP, RFC, LPA, WPA, ICF Coach,

HRDCorp Certified Trainer

Toni Lim

Our Advisor

Foreword

Over the past four decades, I have had the privilege of serving in this noble industry—a journey that has spanned more than half my life. In that time, I’ve witnessed four global economic crises and countless personal ones in the lives of others. And through it all, one truth remains unchanged: in a world full of uncertainty, the need for certainty is constant.

Whether in times of prosperity, hardship, or during an unprecedented global pandemic, one desire consistently stands at the heart of every individual—the need to protect those we love. It is the instinct to safeguard our families, to provide a better future for our children, and to ensure the ones we care about have a fighting chance when life takes an unexpected turn.

Group Advisor

Life Planning Advisor

Jenny Siew

We often say the words, "for better or worse, till death do us part." This commitment is not reserved for marriage alone, but for anyone we deeply care for. That’s the essence of what we do in this industry—we help people honor that commitment, come what may.

My entry into this field was not intentional—it was by chance. But what a gift that accident turned out to be. Insurance has given me something invaluable: the power to give, the ability to support, and the freedom to choose the life I wanted for myself and my three children. It has been my platform to serve others and to find purpose through contribution.

Throughout my years, I’ve seen the full spectrum of life: from the joy of new beginnings and the beauty of love, to the sorrow of loss and the quiet strength of those left behind. I've delivered claim cheques that ensured a child’s next meal, supported a widow through her darkest hour, and offered families a lifeline when they needed it most.

In earlier times, access to financial education was scarce. But one principle remains timeless—financial planning begins with a strong foundation. A solid backup plan is the bedrock of every dream. Just as no one expected the Titanic to sink, we too must always be prepared with enough "lifeboats" for life’s storms. And while the rain may pour, the sun still waits behind the clouds. We must hold on, believe, and keep moving forward—because persistence always brings us closer to the light.

As a woman who has lived through generations of change, I can say with pride that I raised three wonderful children and gave them the best I could—through education, love, and unwavering effort. Life has been fair to me, because I gave it my all. I’ve learned that if we put in our best, we will always find our sunshine.

To the younger generation, I offer this: Dare to dream—because dreams are free. But more importantly, take action. It’s not the outcome that defines you, but the courage to try. When you pursue your dreams with sincerity and effort, you’ll find a wealth far greater than money—you'll discover a life well-lived.